These are the questions that come up most often. For anything that turns on your specific situation, your attorney is the right person to ask.
What are my main options for the house?
Common choices are selling and dividing the proceeds, one spouse buying out the other, or holding the home for a period before selling. Your attorney can help you weigh them.
Do I need my spouse's signature to sell?
Generally yes if both of you own the home, and there are usually restrictions on selling during a divorce without agreement or court approval. Ask your attorney.
Can I keep the home and refinance?
It may be possible if you qualify for a loan on your own. A lender can review your income, credit and any support obligations to see if it works.
Will support payments affect my ability to get a loan?
They can. Lenders review income and obligations, including support paid or received. A lender can explain how it applies to you.
How long does a sale usually take?
It depends on preparation, the market and the legal timeline. Rudy can give you a realistic estimate once he sees the home and understands your schedule.
What if we want to wait to sell?
Some couples hold the home for a set time. Discuss the financial and practical consequences with your attorney and, if relevant, a lender.
How is the sale kept private?
Marketing can be handled discreetly and communication kept professional. Ask about options that fit your comfort level.
Can an agent give legal advice?
No. An agent handles the real estate transaction. Legal advice should come from your attorney, and tax advice from a tax professional.
What does a valuation involve?
A review of the home and comparable sales to estimate what it would likely sell for. It is free from Rudy and comes with no obligation.
How do I start?
Call or text (619) 392-6714, or use the confidential form on the home page.
General information, not legal, tax or financial advice. Please rely on your own professionals for decisions.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
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